WHAT FACTORS CAN AFFECT YOUR INVOICE FINANCE FUNDING?

A cropped business man, displaying only see his tie and jacket and his outstretched hand holding a wad of 20 pound notes - implying the amount of money you can get with Invoice Finance Funding - and what factors will affect the amount you can get.

Invoice finance provides essential funding to recruitment companies that make temporary or contract placements. These agencies must often pay candidates before their clients make payment, and invoice finance bridges that gap. The facility typically provides 75–90% of the client’s invoice value upfront. This advance should be enough to cover candidate payments while the agency waits…

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5 THINGS YOU NEED IN PLACE BEFORE YOU MOVE FROM PAY-AND-BILL TO INVOICE FINANCE

Man at a computer with electronic invoices in place, showing tick above each invoice - moving his invoicing from pay-and-bill finance to invoice finance

There are two main ways of financing temporary and contractor placements for recruitment agencies: using a Pay-and-Bill provider or an Invoice Finance facility. Each method has its pros and cons. Pay-and-Bill works best in the early stages of an agency’s journey into contract placements, or for low-level variable-hour temporary placements. Invoice Finance, on the other…

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HOW DOES VAT WORK ON INTERNATIONAL PLACEMENTS?

Global recruitment and international business concept with a digital globe and financial and VAT data charts in the background.

When making recruitment placements within the UK, whether permanent, temporary, or contract, a UK-based recruitment agency that is registered for VAT will charge VAT on the net invoice value to its UK client (except for placements covered by the Nursing Agency Concession). However, when a UK recruitment agency makes a placement (permanent, temporary, or contract)…

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WHY PERMANENT RECRUITMENT AGENCIES SHOULD CONSIDER PLACING CONTRACTORS

A picture of a work contract on a white desk with a pair of glasses and a pen. Why recruitment agencies that only offer permanent should think about contractors

In a competitive and fast-evolving recruitment landscape, agencies that focus solely on permanent placements may be missing out on a steady, scalable revenue stream. Contract recruitment offers not only consistent income but also increased business value and deeper client relationships. Unlike permanent roles, which are often subject to delays and unpredictable start dates, contract placements…

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3 BENEFITS OF INVOICE FINANCE FOR RECRUITMENT AGENCIES

When a recruitment agency places a temporary or contract worker, the worker typically expects to be paid within seven days of submitting their timesheet, regardless of whether it is submitted weekly or monthly. However, many clients operate on 30–60-day payment terms, creating a funding gap that agencies must bridge. This cashflow gap can be covered…

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PERMANENT FUNDING, IS IT WORTHWHILE?

Invoice finance is a staple of the recruitment industry and is widely used by agencies making contract and/or temporary placements. These types of placements require access to funds to pay candidates before the client settles the invoice. However, recruitment directors often ask MAYACHI whether they should consider using invoice finance to fund permanent placement invoices…

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HOW CAN AN AGENCY REDUCE CURRENCY LOSSES?

Overseas placements are becoming increasingly popular among recruitment agencies, thanks to higher profit margins and growing opportunities with international clients. While the process of making these placements is often similar to placing candidates in the UK, one key difference is that international placements are typically not conducted in sterling. As a result, agencies must manage…

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6 ADVANTAGES OF OUTSOURCING YOUR BOOKKEEPING SERVICES

Bookkeeping is a core accounting function that involves recording a company’s financial transactions, such as bank payments and receipts, logging sales and purchase invoices, analysing expense and mileage claims, and reconciling bank accounts and credit card statements. Traditionally, bookkeeping was handled by semi-qualified accountants. However, with the rise of accounting software and automation technologies, many…

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WHEN SHOULD YOU CONSIDER SWITCHING YOUR INVOICE FINANCE PROVIDER?

There are many different invoice finance providers in the UK that offer funding for contract and temporary placements, including banks, factoring companies, and pay-and-bill providers. Each provider has its own risk policy that determines which debts they can fund, how much funding they will offer, and how they charge for funds in use. This means…

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WHAT IS A PERSONAL GUARANTEE ON AN INVOICE FINANCE ARRANGEMENT?

Hand on heart

Invoice finance is a staple of the recruitment industry for agencies making contract and temporary placements. These bridge the funding gap between when the candidate needs to be paid before the client makes payment. These facilities grow as the agency’s turnover increases and are a great way to provide the funding required. To secure an arrangement,…

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